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Consumer Central |
Review Before Signing
Always add up your charge slip before signing it. Draw lines through
blank areas. Never sign a blank charge slip.
Save Receipts
Receipts are proof of your purchases and transactions. They are
invaluable in the event of a dispute. Don’t throw away your debit or
credit card receipts.
Check Your Accounts Frequently
With credit card fraud on the rise, check your credit card and debit
accounts often. Don’t wait to review your statement at the end of the
month. Call your bank or check your account on line regularly.
Check Your Monthly Statement
Check your monthly billing statement carefully to see if it includes
transactions or purchases you did not authorize. Compare your receipts to
the billing statement. Be on guard for dishonest merchants who might
change your receipt after you sign it. You are especially susceptible to
this if you leave a line blank on a restaurant credit receipt.
Shred, Shred, Shred
When you’ve reconciled your monthly billing statement, shred your
receipts to prevent thieves from rifling through your trash to obtain
your account information.
If You Suspect Fraud, Act Immediately
Notify the issuer of your debit or card as soon as you discover an error
by phone. If you suspect fraud, notify the card issuer by letter in order
to preserve your rights under the Fair Credit Billing Act.