Understand your options under home foreclosure rules, how to protect yourself from scammers who peddle foreclosure rescue, and what to look for if you are considering buying a foreclosed property. 

Foreclosure Law

On May 20, 2009, a new federal law was passed to protect tenants in foreclosed rental properties. Tenants are often the last to know that their landlord’s property is undergoing foreclosure. To protect tenants who find themselves in the difficult position of having to find a new home with little or no notice, a 90-day pre-eviction requirement is now the law. New owners, who take over a foreclosed rental dwelling after May 20, have to follow rules established by the Protecting Tenants at Foreclosure Act (PTFA) Pub. L. No. 111-22 § 702 (2009.) The PTFA was extended by the Dodd-Frank Wall Street Reform and Consumer Protection Act until 2014. The PTFA extension and clarification can be found on page 830.

Foreclosure Rescue Scammers

How do you know if someone you talk to genuinely wants to help you prevent foreclosure or if they are setting a trap to take your money and possibly leave you homeless? In stressful times, it is difficult to know when someone is really saying what they mean, or just delivering empty promises.

Before You Buy a Foreclosed Home

A home is one of the most expensive purchases a person will make in his or her lifetime, so the decision to purchase a home should never be an uninformed one. To minimize unpleasant surprises and unexpected difficulties, you’ll want to learn as much as you can about the newly constructed or existing house before you buy it.


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