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Avoid Repair Fraud

Construction WorkerYou may discover that your damaged home or business needs extensive repairs or, in some cases, demolition. Consumers need to carefully determine how to deal with the necessary repairs and the offers they receive to do the work.

Itinerant contractors will flock to disaster sites, drawn by the demand for repairs and the availability of money. Consumers, anxious to make their homes livable again, may let their guard down and overlook the standard warning signs of a home repair scam. Using good judgment and taking the necessary precautions could save you money and frustration.

Important tips for selecting a contractor:

  • Make sure the contractor you hire is licensed. Ask for their licensing information and verify that it is current and accurate. Contractors operating in Fairfax County may need a home improvement license, a business license, and a license from the Virginia Board for Contractors.
  • Check the contractor's complaint history record with:
  • Ask friends and neighbors for contractor referrals. If the contractor provides customer references of projects that have been completed that are similar to yours, contact the customer to find out about their experience, and if possible, inspect the work.

  • Make sure the contractor has insurance to cover damage to your home, or injury to employees working on your property. Obtain the name of the insurance carrier and the agent. Contact them to verify that the policy is in force and won’t expire before your job is completed. 
     
  • Get at least three written estimates from contractors and find out if they will be using subcontractors on the project. The estimates should have a complete description of the job, materials to be used, start and completion date, and total costs. Compare the estimates and get explanations for all price differences.

  • After you decide on a contractor, insist on a written contract. Make sure it includes all agreements regarding the work to be done and materials to be used. A sample contract is available from the Virginia Board for Contractors

  • To protect yourself from liability for unpaid bills to subcontractors and suppliers of materials, request that the contractor furnish you with a signed mechanic's lien waiver. Without a lien waiver, if your contractor fails to pay a subcontractor or supplier, you could be responsible for the payments, and those who worked on your home or provided material may place a lien against your property.

  • Make a minimal deposit and don’t let payments get ahead of the completed work.  Keep records of all of your payments, and don’t make the final payment until you are completely satisfied with the job.

  • Once work starts, verify that permits have been obtained and monitor to be sure all of the work passes inspection. Use FIDO to check the status of a permit, or call the Fairfax County Permit Application Center at 703-222-0801, TTY 711.   

  • Before you make a final payment, get copies of your warranties for materials and workmanship, and make sure you are satisfied with the job.

 

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