Employee Benefits Summary
Below is a summary of the benefits programs offered to merit system Fairfax County employees. For more detail, you may download the current Employee Benefit Summary Handbook in pdf format. The handbook shows current rates for all benefit programs including health, dental and life insurance. (The pdf format requires that the Adobe Acrobat Reader be installed on your computer.)
- Health Insurance
- Dental Insurance
- Vision Plan
- Annual Leave
- Sick Leave
- Paid Holidays
- Periodic Salary Reviews
- Group Term Life Insurance
- Contributory Retirement Plan
- Deferred Compensation
- Two Flexible Spending Programs
- Long-Term Disability Insurance
- Long-Term Care Plan
- Employees' Child Care Center
(Premiums are tax exempt)
- Individual, two party, and family coverage available.
- County pays 85 percent of cost for individual coverage, and 75 percent of cost for two-party or family coverage for employees scheduled to work more than 30 hours per week. Beginning with the 2010 premiums, the County will pay half that amount for part-time merit employees hired or rehired after July 3, 2009 who are scheduled to work 30 hours or less per week.
Point of Service (POS): The POS plan is managed by CareFirst. The plan provides a local network of providers and a co-pay structure for office visits and other services. The POS option requires the designation of a primary care physician, who will assist in the coordination of care, for in-network care. A referral is required from your primary care physician to see a specialist.
Open Access Plan High (OAP-High): The OAP-High plan is managed by CIGNA. The plan features a national network of providers and a co-pay structure for office visits and other services. This plan allows members to see any licensed provider they choose but benefits are higher when they receive care from a provider in the OAP network. In addition, while members are encouraged to choose a primary care physician (PCP) to coordinate their care, no referrals are needed to access care from specialists.
Open Access Plan Low (OAP-Low): The OAP-Low plan is managed by CIGNA. The plan features a national network of providers and uses co-insurance and modest deductibles. This plan allows members to see any licensed provider they choose but benefits are higher when they receive care from a provider in the OAP network. In addition, while members are encouraged to choose a primary care physician (PCP) to coordinate their care, no referrals are needed to access care from specialists.
Health Maintenance Organization (HMO): The HMO plan is managed by Kaiser Permanente. In this plan, each member must select a Primary Care Physician at the Kaiser center where they will receive most of their care. Centers are located in communities throughout the area. Patient records are maintained at the Center and decisions about patient care are made by the physicians there.
(Premiums are tax exempt)
The county currently offers Delta Dental DPPO in addition to the limited dental coverage available with two of the health plans. Individual, two party and family coverage is offered. The county pays 50% of the premium for employees scheduled to work more than 30 hours per week. Beginning with the 2010 premiums, the County will pay half that amount for part-time merit employees hired or rehired after July 3, 2009 who are scheduled to work 30 hours or less per week.
The Davis Vision plan is provided at no cost to employees covered by county health insurance. It offers low cost eye exams and discounts for eyeglasses and contact lenses with both in-network and out-of-network benefits. Discounts are also available for laser vision correction services.
Employees with less than 3 years of service earn 13 days of annual leave per year; between 3 and 15 years of service, 19 ½ days per year, over 15 years of service, 26 days per year. Employees may accumulate 30 days of annual leave (40 days after 10 years of service).
Employees earn 13 days per year with unlimited accumulation.
Employees receive 12.5 paid holidays per year.
This is to ensure competitive salary structure.
All benefit eligible employees receive county-paid term life insurance coverage equal to their annual salary (rounded to the next higher thousand). Employees have the option of an additional one, two, three, or four times annual salary, rounded up to the next higher thousand, at age-banded rates. (Note: Only one and two times coverage applied for during the first 30 days of employment are guarenteed). Employees can choose between two dependent coverage options:
SPOUSE / CHILD COVERAGE AMOUNT
$10,000 / $5,000
$15,000 / $7,500
(Contributions are tax deferred)
Fairfax County administers three defined benefit retirement systems:
- The Fairfax County Employees' Retirement System
- The Fairfax County Police Officers Retirement System
- The Fairfax County Uniformed Retirement System
Each of these plans includes disability provisions and survivors benefits. The amount of employee contribution is determined by the provisions of the plan. For detailed information on the county's retirement plans, visit the Retirement System home page.
(Contributions and earnings may be pre-tax, post tax or a combination of both.)
For 2013, you may contribute up to $17,500 per year. If you are age 50 or older, you may contribute an additional $5,500 (total $23,000) per year. Contributions must be earnings deducted from your paycheck. Newly eligible employees will receive an enrollment kit in the mail from T. Rowe Price.
Medical Spending Account
A flexible spending account that is designed to help pay for out-of-pocket health and dental expenses. Employees can set aside up to $2,500 pre-tax to pay for these expenses.
Dependent Care Assistance Program
A flexible spending account which allows employees to set aside up to $5,000 pre-tax for child care expenses resulting in a lower taxable income for the employee.
The plan pays a benefit of up to 60% of your monthly basic earnings up to $5,000. Premiums are based on age and monthly salary.
The long-term care plan provides a benefit when you are unable to perform at least two of six activities of daily living: bathing, dressing, eating, transferring, toileting, and continence or when you have a severe cognitive impairment such as Alzheimer’s disease. You can choose from three core plans or you can customize your own plan. Benefits begin after a single 90-day waiting period. You are guaranteed the coverage if you enroll within 30 days of benefit eligibility. For more information call Prudential at 800-732-0416.
Located at the Government Center complex, the Child Care Center serves children from six weeks until kindergarten age. All county employees working 20 or more hours per week are eligible to enroll their age-eligible children, space permitting.
Questions about benefits with Fairfax County? Email us or call HR-Central at 703-324-3311.