What are some ways you can prevent fraud?
- Shred all of your personal information before throwing it in the trash.
Don’t let mail pile up in your mailbox. Your mail contains a lot of
personal information that you don’t want to get in the wrong hands.
- Did you know you can put a stop on your mail if you will be out of town? Further information from the US Postal Service.
- Be cautious of unsolicited emails or mailings, they could be fronts for scams.
- Do not carry your social security card, passport, or birth certificate with you. Keep it secured in a safe or safe deposit box.
- Only make online purchases from secure websites and reputable companies. Anyone can create a website and begin offering items for sale for very low prices with the only intent of capturing your credit card number when you place your order.
- Get checks sent to your bank and not mailed to your residence. Contact your financial institution for more information.
What are some ways the credit bureaus help prevent fraud?
- Review your credit reports regularly. The Fair and Accurate Credit Transactions Act (FACT Act) requires the three major credit bureaus to provide you with one free credit report a year. The three major consumer credit reporting companies created www.annualcreditreport.com to provide consumers with free credit reports from all three companies.
- Opt out of pre-approved offers. Contact the credit bureaus and ask to be removed from this list.
- Are you in the military? Did you know you can put an alert on your credit reports while you are away? Contact one of the credit bureaus more information.
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