Medicare Coordination

Retired Police Officers

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Retirees with County Health Insurance and Medicare

Retirees who carry County health insurance should apply for Medicare Part B three months prior to when they become eligible for Medicare and submit proof of coverage to the Department of Human Resources Benefit Division within 30 days of their Medicare eligibility date.  County health insurance will be cancelled as of the Medicare effective date if proof of Medicare Part B enrollment is not submitted by the deadline, or if that coverage is not maintained.  Reinstatement is only available if the proof is supplied within 60 days of cancellation.

After a retiree or their dependent receives Medicare coverage, Medicare becomes the primary source for payment of claims, and the County health insurance becomes secondary.  Retirees and their dependents continue to be responsible for all the required co-payments and co-insurance costs.  Those with Medicare in the POS plan, however, are no longer required to obtain a referral to see a specialist.  Always provide your Medicare card to your doctor.  Medicare will then submit the claim directly to your health plan.  For further information about how your County benefits coordinate with Medicare, see your health plan documents or contact your plan directly.  Health insurance premiums are currently lower for retirees and dependents with Medicare.

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