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Retirees with County Health Insurance and Medicare
Retirees who carry County health insurance should apply for
Medicare Part B three months prior to when they become
eligible for Medicare and submit proof of coverage to the
Department of Human Resources Benefit Division within 30 days
of their Medicare eligibility date. County health
insurance will be cancelled as of the Medicare effective date
if proof of Medicare Part B enrollment is not submitted by
the deadline, or if that coverage is not maintained.
Reinstatement is only available if the proof is supplied
within 60 days of cancellation.
After a retiree or their dependent receives Medicare
coverage, Medicare becomes the primary source for payment of
claims, and the County health insurance becomes
secondary. Retirees and their dependents continue to be
responsible for all the required co-payments and co-insurance
costs. Those with Medicare in the POS plan, however,
are no longer required to obtain a referral to see a
specialist. Always provide your Medicare card to your
doctor. Medicare will then submit the claim directly to
your health plan. For further information about how
your County benefits coordinate with Medicare, see your
health plan documents or contact your plan directly.
Health insurance premiums are currently lower for retirees
and dependents with Medicare.