First-Time Homebuyers Application Schedule


First-Time Homebuyers Application Schedule

The FTHB Application Session is final step in the application process for the First-Time Homebuyers Program.  In order to register you must have already completed the two hour Orientation Session, a six hour VHDA Class, and have a fully completed and signed Lender Conditional Pre-Approval Letter. Please do not attempt to register unless you have already completed the first three steps and are able to provide a fully completed and signed FTHB Application provided in the Red Folder at Orientation with ALL accompanying documentation, including a VHDA Diploma and Lender Conditional Pre-Approval Letter.

To register you must bring the documents listed below into the Homeownership Resource Center during the hours of 9:00 a.m. to 3:00 p.m. on Monday-Friday except Wednesdays.  On Wednesdays you may come between 1:00-3:00 p.m. Staff will review your documents and if they are incomplete they will be returned to you. You will then need to come back once you have all of the required documents.  Once your documents are complete you will be scheduled for an application session presentation. Until you receive confirmation, you are not considered registered for the session and therefore should not attempt to attend. 

You should allow up to two (2) hours as the presentation is followed by a question and answer session. You should arrive for your appointment approximately 15-minutes before the scheduled start time. No one will be admitted to the session 15-minutes after the scheduled start time. No children are allowed to attend the session.

List of Required Documents (You must bring COPIES of your documents. Originals will not be accepted and copies will NOT be made for you)

  • Application (Bring in your red packet from the orientation “Passport to Homeownership”)

Must be complete with all questions answered, and signatures of each household member age 18 and over.  Be sure to circle the name of those adults who will be on the deed or loan.

  • VHDA Diploma

   Must be issued within the past 12 months.  Class cannot be taken on-line.

  • First-Time Homebuyer Pre-Approval Letter with Credit Reports

Letter completed by your lender and signed by head of household or spouse along with copies of credit reports (prefer "Triple Merge" reports) and credit scores for all adult members of the household who will be on the deed and contribute to the qualifying household income.  Your lender can provide a copy of your credit report for you.  This lender letter must be on our required “First-Time Homebuyer” form most recently revised in 2012 . 

  • Tax Return & W-2

Copies of your most recent 1040 Federal Tax Return and W-2s for each household member age 18 and over.

(If you are self-employed we must have a copy of schedule C.  If you itemized deductions, we must also have a copy of Schedule A .  If any adult in your household did not file a tax return, you must have verification from the IRS that they did not file a tax return even if they were claimed as a dependent on your tax return.  (You may call 1-800-829-1040, complete form 4506T to request a transcript, or visit a local IRS office)

  • Verification of immigration status or citizenship for all household members.

The following documents are only required in certain circumstances.

  • Live/Work in Fairfax County (+5 points) - If the address listed on your 1040 Tax Return is different from the address on your application, you must supply verification of your current address with a copy of your lease or a utility bill.  If you work in Fairfax County but your W-2 does not reflect a Fairfax County address for your employer, you must supply a letter from your employer verifying that you work in Fairfax County.
     
  • Dependent (+1 point) - If your children are not listed on your tax return, we must have verification such as a birth certificate or proof of birth letter from the hospital for a child born since the beginning of this year or a copy of your custody papers.  If you have no children, but a disabled dependent, we must have verification that the disabled person receives Social Security disability or SSI or a Fairfax County Physician’s Certification of Disability form completed by a doctor if you wish to claim a point for disabled dependent.  This form is available at our office.
     
  • Mobility Preference - If anyone in your household is mobility impaired and would like to claim the accessibility preference for handicapped accessible units, we will need an accessibility preference form completed by a doctor.
     
  • Senior Preference - If you have individuals 55 or over in your household and no one under the age of 19, and you are interested in active adult communities you must supply a copy of your birth certificate or driver’s license or identification indicating date of birth.
     
  • Divorce - If you are divorced, you must supply a copy of your divorce papers.  If you are separated but receiving child support through the division of Child Support Enforcement, you must bring verification that you receive child support.  If you are not divorced or receiving child support, but living apart from your spouse, your spouse must be included in your application along with you.

    Until you receive confirmation, you are not considered registered for the session and therefore should not attempt to attend. 

2014 Application Session Schedule

Tuesday, August 19, 2014
5:00pm - 7:00pm
Homeownership Resource Center, Suite 100
3700 Pender Drive
Fairfax, VA 22030

Tuesday, September 23, 2014
5:00pm - 7:00pm
South County Government Center
8350 Richmond Highway
Alexandria, VA 22039

Tuesday, October 28, 2014
10:00am - 12:00pm
Homeownership Resource Center, Suite 100
3700 Pender Drive
Fairfax, VA 22030

Wednesday, November 25, 2014
5:00pm - 7:00pm
Homeownership Resource Center, Suite 100
3700 Pender Drive
Fairfax, VA 22030

Until you receive confirmation, you are not considered registered for the session and therefore should not attempt to attend. 


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