Homeownership is a huge and important milestone in most people’s lives and often a challenging one.
The Homeownership and Relocation Services Division of the Department of Housing and Community Development brings affordable home buying opportunities to our county’s eligible first-time homebuyers.
The division’s eight staff members provide homebuyer counseling; host home buying education classes, as well as programs that offer affordably priced homes, mortgage and down payment and closing cost assistance.
Here’s a look at the services they provide:
The First-Time Homebuyers Program (FTHB) offers affordably priced townhomes and condominiums — both new and resale — to first-time homebuyers.
Homes are offered at sale prices well below the sale price of other homes in the same development. The homes are sold directly by area builders or current owners and range from $95,000- $190,000, depending on the type and size of the home. These townhomes and condominiums are located throughout the county within many communities that offer amenities such as swimming pools, tennis courts, jogging trails and tot lots.
“The Storefront,” the division’s Homeownership Resource Center, offers services and programs. Open for anyone to come to learn more about affordable home buying opportunities for low- and moderate-income families, visitors can utilize computers and staff members can also help them in their home search.
“Our Homeownership Resource Center is a walk-in center for residents wanting more information about our programs,” explains Montgomery. “We do, however, conduct regular orientation sessions and application sessions from the South County Government Center HCD office located in Alexandria.”
The Storefront is open weekdays from 9 a.m. to 4 p.m., except Wednesdays, when it is open from 1 to 4 p.m. Staff can be reached by calling 703-246-5087.
The Homeownership and Relocation Services Division also provides homebuyer education and foreclosure information for homeowners and renters. When it comes to foreclosure prevention, nothing is worse than doing nothing, and more than half of homeowners facing foreclosure do not call for help when they begin to fall behind in their payments. The Homeownership Resource Center staff can help guide homeowners in avoiding foreclosure with help from U.S. Housing and Urban Development approved housing counseling agencies.
In order to participate in a Fairfax County homebuyer program, residents must complete an education program first. The six-hour Virginia Housing Development Authority (VHDA) Homeownership Class is free and taught at several locations throughout Northern Virginia. Upon completion of the class, participants receive a diploma. The classes are free, but seating is limited and registration is required. Credit will not be given for completing the online course option.