Home Improvement Loan Program

Notice: The Department of Housing and Community Development is no longer accepting applications for the Home Improvement Loan Program (HILP).

Depending on what home improvements are needed, applicants may check into eligibility requirements for the following programs or services:

  • Home Repair for the Elderly Program: 703-246-5179 (TTY: 703-385-3578)
  • Cooling Assistance Program:  703-324-7500
  • LIHEAP Low Income Home Energy Assistance Program (State): 1-800-230-6997

Applicants may also contact Coordinated Services Planning (703-222-0880) for assistance.


The Fairfax County Redevelopment and Housing Authority’s Home Improvement Loan Program (HILP) assists Fairfax County homeowners in making improvements to their homes. Homeowners are provided technical assistance in determining what improvements need to be made and financial assistance to pay for these improvements through low interest loans.


  • Correction of health and safety code violation items
  • Improvements which will increase energy efficiency
  • Replacement items, which will reduce the need for continuous maintenance
  • General improvements, which will enhance the overall appearance and livability of the house such as: hook-ups to County sewer or water, installing siding, replacing a roof, etc.

If you qualify for this program, the HILP Rehabilitation Specialist and Loan Officer can assist you to:

  • Determine your eligibility for a low interest loan
  • Determine what work needs to be done on your home
  • Prepare work write-ups and specifications
  • Select a licensed contractor or plan your own work

A Rehabilitation Specialist will make periodic inspections on the progress of the project until work has been completed.

IMPORTANT: Before construction begins on any improvements for the home, you, the homeowner, will enter into a written agreement with the contractor(s) you select. You are responsible for enforcing the terms of the contract. Neither Fairfax County nor the FCRHA bears any responsibility or liability for defects on the work or the performance of the contractor(s) hired. Your Rehabilitation Specialist provides assistance in an advisory capacity only.


HILP applicants must:

  • Be the owner(s) of the property and reside in the property, which must be located within Fairfax County (including the Towns of Clifton, Herndon and Vienna) and the City of Fairfax.
  • Have a household income, which falls below the Fairfax County median income for family size.



1 Person $52,920
2 Persons


3 Persons $68,040
4 Persons $75,600

PLEASE NOTE: 2% loan origination fee (included in loan)


Reminder the HILP Program is temporarily closed to new applicants.  A notice will be posted on this website when the HILP program is able to resume accepting new applications.


Equal Housing Opportunity If you should have any questions, please call 703-246-5155 (TTY: 703-385-3578).

This information will be provided in an alternative format to persons with disabilities at no charge upon request. Please allow seven working days for preparation of materials.
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